I am an insurance coverage lawyer who works for insurers. I am actively licensed in Washington. My practice consists of advising insurers on coverage and extracontractual liability issues, providing coverage opinions on complex coverage questions, assisting with, or drafting, Reservation of Rights letters and similar specialized correspondence, responding to, and defending, "bad faith" claims (including those asserted under IFCA), and litigating declaratory judgment actions in state and federal courts. I have the acumen and experience to properly advise your company on all matters involving insurance coverage. I am engaged and trusted by insurers to handle all of their coverage needs, from an informal coverage opinion in a personal lines claim to a multiyear, multimillion-dollar coverage and bad faith suit involving complex commercial or professional liability.
If you found this site, it is probably because you are confronted with a difficult coverage call, or you have an insurance coverage problem in need of a solution that includes a tangible plan of rapid execution, a solution that will keep you and your company out of trouble in this challenging venue while also doing the right thing by your company's insured. That is what I do and have done for 30 years. I spent 12 years at Cozen O'Connor handling complex coverage and bad faith claims/suits on behalf of the Nation's largest insurers opposite some of the most creative and aggressive policyholders' lawyers working today. I provide the Big Firm coverage experience without the Big Firm price and inefficiency. I am highly responsive to client inquiries and needs, and I welcome the opportunity to put my experience to work for you and your company.
I am ready to review your claims file, 
analyze coverage, and provide you with a comprehensive coverage opinion, as well as assist you with drafting Reservation of Rights or other law-based technical correspondence. If coverage or extracontractual-claim litigation is required in state or federal court, I can do that, too.
I have tried to make efficient use of our time by anticipating your questions, which I have answered in the site's FAQ. Please review the material on my site and let me know if I can be of service to your company, and of any questions that remain.